Blog

Financial Updates for 2026: Key Tax, Retirement & Social Security Changes You Should Know

Austin Kissinger

Wednesday, April 1, 2026

Midyear is a good time to review your finances with a financial advisor, especially as tax rules, retirement limits and other policies shift. A check-in can help you see what changed and plan for the rest of the year.

Bridging the Gap: Why You Need a Financial Professional When Discussing Inheritance

Shannon Bender

Thursday, March 19, 2026

Because it is so challenging for parents to talk to their children about inheritance, scheduling an appointment with a financial advisor can help bridge that difficult gap. Start with our free guide, then schedule an appointment.

Women and the Great Wealth Transfer: Strategies for Building and Preserving Your Financial Future

Mike Fedash

Thursday, March 12, 2026

Women are inheriting and earning money at record highs. When it comes to investing and wealth management, women differ from men, which may lead to changes in approaches to financial planning.

How to Manage an Inheritance: Smart Steps to Turn Wealth into Long-Term Independence

Brad Gauldin

Thursday, March 5, 2026

Understanding what inheriting truly means and how to navigate the process is crucial. Our financial advisor shares the necessary information to help you make informed decisions when dealing with inheritance and estate planning matters.

Preserving Your Legacy: Key Conversations Every Family Should Have About Wealth

Ryan Wukitsch

Thursday, February 26, 2026

Wealth transfer is more than just a financial transaction; it's an opportunity to pass on values, wisdom, and a legacy of love. Our financial advisor shares these essential estate planning topics you should discuss.

Maximize Your Retirement Savings: 2025 Contribution Updates

Cole Backenstose

Thursday, February 12, 2026

Retirement planning matters more than ever. With pensions fading, saving extra now can help you retire sooner and stronger. Check out our financial advisor’s tips to maximize your savings.

Why You Should Consider Early Tax Planning with a Financial Professional

Lauri Miller

Thursday, February 5, 2026

When it comes to tax planning, the earlier, the better, so meeting with your financial advisor early in the tax year comes with many benefits and advantages.

Financial Wellness Made Simple: How Budgeting, Saving & Credit Work Together

Eric Murr

Thursday, January 22, 2026

Whether you're just getting started or are further along in your financial wellness journey, our financial advisor shares steps to help you get started.

Eight Smart Credit Strategies That Can Strengthen Your Financial Future

Jacinda Webber

Thursday, January 15, 2026

One crucial aspect of managing your finances includes understanding how to use credit and credit cards wisely. Our financial advisor explores some effective credit strategies. Don't miss our free credit guide!

Tax Filing Made Simple: Your 2025 Guide to Success

Kim Houck

Tuesday, January 6, 2026

Tax season is nearly upon us. Here are some tips from our financial advisor for navigating the tax filing process. Don't forget to download our free guide!

Be Ready for Anything: A Step-by-Step Guide to Building an Emergency Fund

Stephen Hocker

Tuesday, January 6, 2026

An emergency fund acts as a financial safety net, empowering you to manage these unforeseen costs without esorting to high-interest debt options like credit cards or loans. Our financial advisor shares tips to get started.

Smart Spending Habits That Help You Save More Every Month

Austin Kissinger

Tuesday, January 6, 2026

If you’ve struggled to stay on top of your spending, our financial advisor shares a few key ways you can adjust your habits and mindset to better meet your financial goals. Don't forget to download our free credit guide!

New Year, New Finances: 10 Tips for Building Financial Wellness

Matthew Dillon

Tuesday, January 6, 2026

Financial wellness is essential to being financially secure and meeting your goals. Our financial advisor shares ten tips to help you develop financial wellness this year. Inside: download our free credit e-book!

A Tough Times Survival Guide for Small Businesses

Stephen Hocker

Thursday, January 1, 2026

Small businesses may often find themselves struggling, and there are many situations in which business owners may find themselves weathering a storm and hoping to make it through.

We're pleased to offer 2026 Outlook: The Policy Engine, providing a comprehensive recap of the economy and market to date, plus a forecast into 2026.

Give Back, Give Often: How to Make a Difference 365 Days a Year

Austin Kissinger

Thursday, December 11, 2025

Discover how to make giving back a year-round habit. Learn practical tips to spread good cheer beyond the holiday season.

Joy is a Sound Investment Strategy in Uncertain Times

Andy Steele

Tuesday, December 2, 2025

Discover how investing in holiday cheer can bring joy and connection during uncertain times. Learn simple ways to cultivate positivity and gratitude this season.

Estate Planning: Don’t Just Set It and Forget It

Kim Houck

Wednesday, November 19, 2025

Estate planning is critical for efficiently transferring your money, property, and assets to your beneficiaries after you die. One thing to keep in mind about your estate plan is not to set it and forget it.

Navigating Investing with Stagnant Interest Rates

Jacinda Webber

Tuesday, November 11, 2025

Discover investing strategies for navigating stagnant interest rates, such as diversification, dividend stocks, and real estate investments.

Your Long-Term Care Action Plan: A Step-by-Step Guide

Mike Fedash

Monday, October 27, 2025

Those turning 65 this year have a big chance of needing long-term care (LTC). With the cost of a private room in a nursing home now topping $100,000 per year, the thought of paying this can be staggering. Plan for the unexpected today.

Your Fall Financial Cleaning Checklist: Organize, Secure, and Save

Cole Backenstose

Friday, October 24, 2025

Get your finances in order this fall with our comprehensive checklist. Review budgets, set goals, and safeguard your financial future with our team of financial advisors.

Compound Your Wealth: Exploring Investment Vehicles

Eric Zalek

Friday, October 17, 2025

Learn how to leverage compound interest with the help of our financial advisors. Discover strategies to grow your wealth over time with minimal risk.

9 Essential Processes to Probate Proof Your Estate Planning

Tim Sheehan

Friday, October 10, 2025

Discover 9 essential estate planning strategies to avoid probate and maintain a smooth transition of your assets. Learn how to probate-proof your estate planning with the help of our financial advisors.

Life Insurance Simplified: Understanding the Fundamentals

Cole Backenstose

Friday, September 19, 2025

Shopping for a life insurance policy doesn’t have to be confusing and overwhelming. A quick insurance review and understanding the basics can help you choose coverage that fits your family’s needs and supports your financial planning goals.

Should You Keep Your Inheritance with Your Parents’ Financial Professional?

Mike Fedash

Friday, September 12, 2025

Managing inherited wealth requires thoughtful planning. Learn how to navigate financial decisions, choose the right financial advisor, and protect your legacy during a time of transition.

How High Earners Can Build a Strong Retirement with Their 401(k)

Tim Sheehan

Friday, September 12, 2025

Approximately 70 million workers contribute to a 401(k)-retirement plan. A 401(k) is a tax-advantaged retirement savings plan companies offer employees and is funded through elective salary deferrals. Consider the several pros and cons.

Why High Earners Need Life Insurance Too: Helping Your Family and Preserving Your Finances

Brad Gauldin

Friday, September 5, 2025

Life insurance offers key benefits for high-net-worth individuals: it can provide loved ones with income, serve as an investment tool, reduce estate taxes, and act as a safeguard for business owners.

401k Planning: 5 Questions to Ask

Ryan Wukitsch

Friday, August 29, 2025

When was the last time you took steps to optimize your 401k? If it has been a while, you are not alone. Research indicates that only one in three Americans utilize employer-sponsored 401k retirement accounts.

Navigating the 4 Phases of Retirement

Stephen Hocker

Monday, August 25, 2025

Retirement seems like a long way off, but it arrives faster than you think. The big question is, are you ready? What exactly does retirement entail? Being prepared for these phases is key to realizing your retirement goals.

Riding the Rollercoaster: Investing During Inflation and Market Volatility

Cole Backenstose

Friday, August 22, 2025

In today’s unpredictable financial climate, investing can feel like a rollercoaster. But with smart investment management and a clear strategy, you can stay grounded and make confident decisions—even when markets are unpredictable.

Do You Know What Type of Investor You Are?

Eric Zalek

Friday, August 15, 2025

Do you know what type of investor you are? Understanding your investing style can help you manage investments more effectively and avoid making knee-jerk decisions that could cost you money.

August 2025 Market Update

Christian C. Merritt III

Friday, August 8, 2025

The last few days of July and the beginning of August have brought a flurry of key economic data, central bank activity, company earnings results, and tariff news. Our financial advisor serves clients in Enola and beyond; please reach out.

How to Get Started With a High-Yield Savings Account

Eric Murr

Friday, August 8, 2025

If you’re looking for a simple way to grow your savings faster, without taking on much risk, a high-yield savings account (HYSA) is something worth considering. These accounts may earn more interest than typical savings accounts.

A Dollar Saved by Packing Your Lunch Can Be a Dollar Invested Towards Retirement

Jacinda Webber

Friday, August 1, 2025

Eating out daily at work can cost $2,500 a year. Redirecting even part of that toward investment, retirement planning, or managing your portfolio could help you build long-term wealth and stay on track with your financial goals.

Financial Freedom vs. Financial Independence: Key Differences and How to Work Towards Both

Tim Sheehan

Friday, July 25, 2025

Working towards financial independence can often be a lifelong process. But for many, financial freedom may come far sooner—and include some fun along the way. Here we discuss the answers to these questions and more.

What is a Financial Consultant and What Can They Do for You?

Mike Fedash

Friday, July 18, 2025

A financial consultant is a professional whose calling in life is to work with you, the client, to manage the many financial aspects of your life while working toward specific financial goals. Good consultants provide high-quality guidance.

The Role of Insurance in Your Financial Plan

Andy Steele

Friday, July 11, 2025

A critical part of financial planning that is often overlooked is insurance. Having various insurance policies will provide different benefits to your financial plan, ranging from protection to tax breaks.

Financial Planning - Helping You See the Big Picture

Kim Houck

Friday, July 4, 2025

Do you picture yourself owning a new home, starting a business, or retiring comfortably? These are a few of the financial goals that may be important to you, and each comes with a price tag attached. That's where financial planning comes in

If you're like some, you may have spent large parts of your working life missing the carefree summer days of your childhood. That is, of course, assuming you had a happy childhood. If not, try to imagine how it might be if your...

Do you picture yourself owning a new home, starting a business, or retiring comfortably? These are a few of the financial goals that may be important to you, and each comes with a price tag attached. That's where financial planning...

Starting your life together as a newlywed couple comes with many new responsibilities and opportunities, including creating a solid financial foundation for your future. Here are some essential financial planning tips to help you...

Your Assumed Rate of Return, Know the Fees in Your 401(k) & Adjusting Your Financial Planning Timeline Let's assume your financial planning is way ahead of your friends. You have saved, invested well and paid off your debts. And while...

Over the past few years, the market has appeared to be on a rollercoaster, providing investors with moments of excitement followed by heart-palpitating anxiety. Staying ahead during uncertain market activity seems impossible, but smart...

Addressing wealth management comprehensively in today's market environment is essential for individuals and business entities. Given the dynamic nature of global markets and the ever-changing economic landscape, navigating investment...

In today’s fast-paced environment, careful financial planning is crucial when it comes to growing and preserving your wealth. The decisions you make today could have a lasting impact on your finances. Please use the checklist below to...

Changing policies and regulations periodically reshape the landscape of estate tax laws. In 2025, wealthy individuals must be aware of critical changes impacting their estate planning strategies. This article comprehensively explores...

Social Security, established in 1935, provides financial benefits to the elderly, disabled, and disadvantaged groups. However, there are concerns regarding its sustainability. Social Security is particularly concerning among younger...

Now is an excellent time to start evaluating your current financial situation, determining your future goals and expectations, and working toward pursuing them. If you need help pulling together a plan for your finances, a financial...

Tax season always has a way of sneaking up on us. A quote by American writer Rita Mae Brown that could have easily been uttered by the IRS or any one of us goes, “If it weren’t for the last minute, nothing would get done.” According to...

The world of personal taxation and tax deductions can often be puzzling. While these elements aid in reducing one's tax burden, they may also come with unexpected limitations. These limitations can take taxpayers by surprise, reducing...

Estate planning is a comprehensive process that involves organizing your assets and making informed decisions concerning how your wealth will be handled before and after death. It is a critical phase of wealth management, essential for...

Retirement is a chapter of life that, for some, may signal leisure, freedom, and working by choice, not necessity. However, this phase usually requires retirement income from retirement savings withdrawals. Different retirement account...

Understanding the guidelines surrounding Required Minimum Distributions (RMDs) becomes crucial as we navigate the complexities of personal finance and retirement planning. For those who have inherited retirement accounts or are...

Social Security is a vital component of retirement income for many. This government program provides monthly benefits and is funded primarily through payroll taxes. Understanding Social Security benefits and taxation is essential to...

Even if you're saving money in a 401(k), IRA, or another type of retirement account, you may not be paying much attention to the specific rules and regulations governing these accounts. After all, if you're years away from retirement,...

There are only two things in life you can count on happening at some point--death and taxes. In death, these two circumstances can come together at the same time. When a person dies, leaving a significant estate, there is the expense...

A critical aspect of retirement planning is understanding the rules and requirements surrounding Required Minimum Distributions (RMDs) from retirement savings accounts. An RMD is a mandatory minimum amount that retirement account...

Looking back, 2024 clearly echoed many of the themes from 2023. By and large, the economy continued to defy expectations and surprised once again. Stocks continued their strong performance, driven by powerful trends in artificial...

For High Earners Not Rich Yet (HENRYs), the path to financial security can seem both promising and challenging. Despite earning a high income, many HENRYs find themselves struggling to save due to high living costs, student loans, and...

Money management can help support career success – whatever your discipline. You may be a newbie or have some experience, but either way, you may benefit from some supportive financial habits that you put in place to get you on the...

On Giving Tuesday1—the day after Cyber Monday—millions of people across the world focus their attention on giving back. Whether as a way to eke out meaningful legacies or trim your tax bills, end-of-year philanthropy is a good cause...

Charitable contributions are personally rewarding and also have the potential to be tax-saving opportunities. A donation is a gift, such as cash or property, that is given to a non-profit organization to help them in pursuit of their...

As the year comes to a close, there are some important deadlines that you shouldn’t ignore. These deadlines affect your taxes, savings, and, perhaps, your financial future. Here’s a simple guide to help you stay on track before this...

Creating an investment savings plan (ISP) is essential for keeping you on track toward your goals and building wealth. Whether you're saving for retirement, a new home, or your children's or grandchildren’s education, an ISP can help...

A crucial aspect of planning involves understanding how much money you should aim to have in your 401(k) now, based on your age, as you save for retirement. Knowing this amount and devising a plan to work toward this balance goal is...

Inheriting comes with many emotions, from sadness to confusion to perhaps even joy or relief. An inheritance can take various forms, such as cash, properties, stocks, bonds, property, or other assets. The person leaving the inheritance...

Contributing to a 401(k) plan is an excellent method for saving for retirement. There are many benefits to having a 401(k) plan, and you often hear that you are supposed to max out your account. Yes, that is true, but not so fast....

Between work commitments, children’s schedules, and fall cleaning, how much time is left in our busy days to think about financial planning? Many of us choose to delay thinking about our finances until much later or to manage them on...

As we go through various stages of life, our insurance needs may vary significantly. Here’s a breakdown of the different stages: Early Adulthood (20s and 30s) Considerations: Affordability. Life insurance will be less expensive if an...

Market uncertainty occurs when investors find it challenging to analyze current and future market conditions due to market volatility. Various factors, such as inflation, central bank policy changes, interest rate fluctuation, investor...

As one embarks on their journey toward a high-net-worth status, it's crucial to understand that strategic planning and intelligent decision-making are essential for wealth generation and preservation. One of the most powerful tools at...

Shopping for a life insurance policy doesn’t have to be confusing and overwhelming. If you take some time to understand the basics and how it works, you can better determine the coverage that may be beneficial for you and your family’s...

Over the next few decades, one of the most significant wealth transfers in history is that baby boomers will pass down an estimated $30 trillion in assets to their heirs. Termed 'The Great Wealth Transfer,' this immense wealth transfer...

Many dream of working toward early retirement, but getting there generally doesn’t happen by accident. Retiring early requires financial independence that can last for decades, but that is much easier said than done. To get there...

Whether you like it or not, work is essential to life. Since work is such an important part of your life, it is easy to become consumed by it and forget about other important things, such as your family and friends, which makes seeking...

As we reach the halfway point of 2024, a sense of persistence defines the economic and market landscape. Trends from late 2023 have continued, with surprisingly resilient economic growth mixed with stubborn but decelerating inflation....

The newest generation of upcoming retirees is facing a more unique and prominent dilemma than past generations have experienced: caring for family members at the same time they’re preparing for retirement. There are plenty of reasons...

Over the past few years, the market has appeared to be on a rollercoaster, providing investors with moments of excitement followed by heart-palpitating anxiety. Staying ahead during uncertain market activity seems impossible, but smart...

As a young person, you imagine you have all the time in the world to save for retirement. You live in the present with the future a mere blip out on the horizon. But time has a way of flying by, and you realize that maybe you are not...

529 plans are a tool for those looking to save for college for their children, grandchildren, or any family member. While most people know that they are one of the most popular saving methods for college, many myths surrounding these...

529 plans are designed for saving for education and are beneficial since contributions accumulate and grow tax-free as long as withdrawals are used for qualified education expenses. But 529 plans may also be part of a wealth transfer...

Historically, working mothers have had even higher ambitions in the workforce than working women in general.1 This ambition may drive them to excel in budgeting and financial matters that can help them manage their family's finances....

A 529 plan is a popular tax-advantaged savings account to help your child pay for college tuition. However, 529 plans have contribution limits, and upon reaching the maximum limit, any more money will trigger the gift tax. An...

As retirement approaches, many older adults consider downsizing their home as a way to simplify their lives, reduce expenses, and focus on what truly matters.

Just as the rain nourishes the soil and helps plants grow, taking the time to "spring-clean" your financial plan can help you grow and thrive in the months and years ahead.

Going into the final days of tax season, this is a perfect opportunity to get rid of clutter, review your asset allocations and make the necessary changes if your portfolio has strayed from your financial plan.

Most of us find the notion of creating (+ sticking to) a budget about as appealing as spring cleaning chores. With the stress that usually accompanies tax filing behind you, you may not be inclined just now to tackle a financial reckoning.

April Fool's Day is celebrated around the world, with people playing practical jokes on each other. However, there are times when jokes and hoaxes can have real-world consequences, particularly in the world of finance and investing.

It's nice to own stocks, bonds, and other investments. Nice, that is, until it's time to fill out your federal income tax return. At that point, you may be left scratching your head. Just how do you report your investments and how are...

2023-2024 Quick View Tax Guide

As Samuel Goldwyn once said, "The harder I work…the luckier I get!" 1 But when it comes to investing, luck may play a huge role in outcomes—no matter how hard you work.2 Below, we discuss some ways that luck may impact your...

Determining how your income impacts Social Security (SS) taxes is important for tax planning. Factors that determine how much pay SS tax you pay, depending on your circumstances, include: · If you have income from working in...

Tax identity theft is a serious type of fraud that affects individuals of all ages and stages of life. To steal a person's tax identity, a scammer uses that person's Social Security number and other personal and financial information...

Life today is expensive, and contributing to a retirement plan is more beneficial than ever. Recently, the IRS announced it was raising the contribution limit for 401(k)s to $23,000 for 2024, up from $22,500. In a world where pensions...

Wealth transfer is more than just a financial transaction; it's an opportunity for families to pass on their values, wisdom, and a legacy of love. Navigating this process requires careful consideration, open communication, and a shared...

When filing your income taxes, each taxpayer is different. Some prefer reducing the taxes they owe and getting the most significant possible refund, while others work to keep the taxes they pay as low as legally required. The IRS...

Your financial professional can help leverage these changes to impact your tax liabilities. It is crucial for individuals to engage in strategic tax planning with their financial professionals, particularly considering the changes to...

While protecting your financial data has always been important, it grows even more critical as you start planning for retirement. From preserving your retirement savings to maintaining financial independence to avoiding stress, you...

Financial wellness is easier to work toward when a business owner understands their economic outlook and has set financial goals to take them through the next 5 to 10 years.2 Striving toward financial wellness is vital for any small...

When it comes to financial bad habits, the most common are also well known — don’t spend too much, don’t take on unsustainable debt, and avoid living paycheck to paycheck. But what happens once you’ve...

Getting close to retirement is exciting, but it often brings a little worry about your financial future. The closer you get, the more you may be concerned with the rising living costs and if your finances are on track to allow you to...

Charitable giving is an excellent way for businesses to help others while taking advantage of additional tax breaks. Billions of dollars are given each year in the U.S. to a wide range of charities providing valuable community services...

Resolve to make your finances a priority with proper planning and guidance For many people, the month of December and the New Year are times for personal reflection, a time to consider commitments and resolutions for the coming year....

The average family spends an extra $1,000 or more during the holiday season. From gifts and travel to dinners, shows, and decorations, each purchase adds up.1 How might you take full advantage of holiday cheer while avoiding...

The holidays are nearly upon us – a time of giving, goodwill to others, and embracing traditions. For many people, giving to a charity or organization that aligns with your values provides a sense of fulfillment. If you itemize...

As we approach the end of the year, you may want to review areas that may impact your wealth and estate planning next year. In this year-end planning guide, we examine four critical areas to consider that may affect your finances:...

Thanksgiving is a holiday for spending time with loved ones, being grateful, and perhaps enjoying a bit of overindulgence. There are many financial lessons to be had in planning, preparing, and celebrating this annual feast.1 Here are...

In early 2022, the IRS issued proposed regulations regarding required minimum distributions (RMDs) to reflect changes made by the Setting Every Community Up for Retirement Enhancement (SECURE) Act of 2019. The IRS has held off on...

The average U.S. income tax rate stands at just over 13%—and if you're like many taxpayers, you're always looking for new tips and tricks to help reduce this percentage.1 There are a number of different tax planning moves you can...

For some people, the thought of using financial services is a scary experience. It involves planning for a future where you may not know how the economy may be, how your health may be, or what your financial needs might be. One of the...

A solid estate plan should not only provide for your assets after you pass, but also plan for your long-term care while you're alive. With the median cost of a long-term care facility approaching $8,000 per month, paying for long-term...

Have you ever thought about what would happen if you or a family member were no longer able to live independently? What if your elderly parents were no longer able to drive or perform basic activities of daily living, such as bathing...

Talking about long term care (LTC) can be challenging, and it can be especially difficult to know where to start. How you choose to broach the conversation may depend on your loved one’s personality, age, health status, cognitive...

A 401(k) retirement savings plan is one of the most desirable fringe benefits a small business can offer. For a business owner, it can help strengthen a company’s position when competing for top talent. It can also be structured...

Planning for retirement can seem premature when you have only been in the workforce for a decade or so. But as the oldest Millennials begin to hit middle age, retirement suddenly does not seem so far away. From record-busting market...

You want to retire comfortably when the time comes. You also want to help your child go to college. So how do you juggle the two? The truth is, saving for your retirement and your child's education at the same time can be a challenge....

Retirement planning is a constantly evolving process. Strategies that may have worked fine a few years ago may no longer be the optimal direction to continue. Your life may have taken unexpected turns, you may have different retirement...

With a few simple actions, you can ensure your estate planning is effective Whether your estate plan is simple or complex, there are many details, which are often overlooked, that can undermine your plan’s effectiveness. Are you...

Once you are in your 60s, you are likely to focus less on growing your retirement funds than answering, "When do I retire?" And once you crack open your nest egg, how should you allocate its contents? The answer often lies in a...

Making decisions about your retirement account can seem overwhelming, especially if you feel unsure about your knowledge of investments. However, the following basic rules can help you make smarter choices regardless of whether you...

There is a common misconception that estate planning is something only the affluent need to do before they die. However, estate planning is important for everyone, regardless of income level or net worth. Planning for the disposition...

What are the ownership issues of life insurance?In estate planning, life insurance is purchased for several reasons: (1) to provide cash to the insured's family for daily living expenses, (2) to provide cash for potential death taxes...

The “Sandwich Generation” faces a lot of struggles. If you’re unfamiliar with this term, it describes a demographic where usually middle-aged individuals must support aging parents at the same time they’re...

Those who receive an inheritance with the passing of a loved one are potentially given the gift of financial freedom if they choose to manage the wealth carefully. Did you know that only about one-third of adults have a prepared will,...

Being a small business owner can be rewarding but also may bring a lot of stress. You may be experiencing the pressures of trying to grow your company while providing a solid future for your employees. On top of all that, you will also...

Your finances are probably one of the last places you want to experience fireworks—unless they are celebratory. With new year's resolutions firmly in the rearview mirror, the summer months allow you to revisit your financial...

Estate planning helps disperse your assets according to your wishes. The effort may seem daunting at first, but estate planning does not have to be overly complicated. With the proper planning, you may find yourself resting a little...

 Golfing and investing may not seem to share much common ground at first glance. But the more you think about it, a successful golfer and a successful investor share a number of traits such as patience, perseverance, attention to...

Although many things have changed in the financial world over the past 20 years, some nuggets of financial advice are timeless. Here are a few tips that have remained constant for several generations.Always Spend Less Than You...

In the U.S., men are investing and accumulating wealth at a greater pace than women, fueling the gender investing gap. Closing the investing gap is essential so that women accumulate enough retirement assets for their entire lives. On...

Whether you are an employee in corporate America or a small business owner, retirement is a part of life. For many, the thought of retiring and whether or not you are ready to take those first steps might be overwhelming or...

As temperatures warm up, trees begin budding, and the days get longer, you probably throw open your windows and think about spring cleaning your home. As you tackle washing windows, cleaning carpets, and sorting out the garage,...

After spending so much of your life saving for retirement, it may be challenging to transition from depositing funds to withdrawing them. You may wonder whether there is any way to maintain your lifestyle and preserve your wealth to...

Most types of financial accounts allow you to designate a beneficiary, from checking and savings accounts to life insurance policies, 401(k)s, IRAs, pensions, and trusts. But when was the last time you looked at your beneficiary...

Retirement Rescue: How to Be a Super Saver The Federal Reserve recently released data showing the average retirement savings by age in the U.S. for 2019 to 2020—and the results may surprise you.The savers with the highest...

Spring Has Sprung: Time to Refresh Your Retirement Plan Spring can be a fantastic time to refresh your retirement plan and savings habits. With 2023 bringing increased limits for 401(k)s, individual retirement accounts (IRAs), Health...

Money Matters: Financial Literacy For The Whole Family   Financial literacy is crucial, not only for adults but for everyone in the family. When you have a good foundation of financial literacy, you will have a greater...

6 Money Myths That Are Limiting Your Wealth When people think of “myths,” they often think of such stories as Pandora’s Box (the woman who took the lid off of a jar releasing all of the world’s ills upon...

With April’s federal tax filing and payment deadline on the horizon, Americans are dotting their i’s and crossing their t’s as they prepare for the countdown to Tax Day. But before you rush to get that return out the...

Cents-per-mile rule, parking and transportation benefits and health FSAsThe IRS has released the 2023 final version of its Publication 15-B (The Employer’s Tax Guide to Fringe Benefits).The “What’s New”...

What is an estate tax return? When you die, you will leave behind all your property (everything you own) and debts (everything you owe). All this is called your estate. After the debts have been paid, the various items left in your...

Regardless of whether you prepare your taxes yourself or use a professional's services, it's a good idea to gather the information and documentation you need well in advance of your actual tax filing date. Below, we've listed some key...

When you are busy running a company, it may be difficult to think about your taxes. Proactive tax planning helps you to avoid an unexpected tax liability when you file. These helpful strategies may offset your tax liability and might...

February is American Heart Month and the perfect time to get serious about your heart health. Heart disease is the number one killer of Americans and a disease that may be prevented and treated with proper health and screening. Take a. . .

Here’s what to know and how you can help protect yourself. Identity thieves often swipe your bank or credit card account numbers, birth date information or Social Security Number (SSN) to steal from your accounts, open a new and...

Financial wellness studies over the past few years indicate that investors desire financial wellness. The recent pandemic, economic and inflationary conditions, changes in work-life balance, and more responsibility for financial...

While you never know your needs as you age, the first step is thinking about your financial situation and health today so you can plan for your later years. With a one in four chance of making it to our 90th birthday, being independent...

What if you focused on your system instead of just your goals?Setting goals for a new year can feel overwhelming.  We all know that resolutions don’t last, but we also feel the energy that comes with a new year of...

Whether you're hoping to retire soon or are just beginning to explore the idea of stepping back from your job, you're probably wondering how to make it happen. Will you have enough money? How will you spend your time? What will you do...

After years of saving and planning for their golden years, many people nearing retirement fail to consider the tax burden they may face on income they receive after they stop working. While you will likely see a reduction in the amount...

Through all the challenges, newfound opportunities, and every high and low we’ve experienced during the last couple of years, it’s no surprise why we might be striving for more balance. Whether it’s about the markets...

Here are some things to consider as you weigh potential tax moves between now and the end of the year. 1. Consider opportunities to defer income to 2023, particularly if you think you may be in a lower tax...

For many investors, this year has been a wild ride—with interest rate increases, a crypto implosion, and whipsawing values in the major market indices. It might be tough to catch one's breath and look ahead to next year. But the...

Just as it is important to be physically and mentally fit, it is also important to be fiscally fit. Fiscal fitness is not only about how much money you earn or the balance in your savings or retirement accounts. Instead, it is...

It does not matter how much money you have today; you still must know the details of what you are worth. Understanding your financial situation can help you develop a retirement plan, pay down debt, draft a comprehensive estate plan...

Finding the perfect gift for those on your list can be difficult, but you can make your holiday shopping easier by gifting subscription boxes. These packages of hand-selected goodies can be arranged and mailed for you, and if you...

At the end of the year, it is necessary to reflect on your financial picture, review the last 12 months, and plan for the future. With all that is involved, it can seem overwhelming. Consider breaking up the responsibilities over...

October is now behind us and it has delivered on its track record as a historically favorable month for stocks, offering some respite for investors as major equity indices rose for the month. The downside pressure on equities...

Planning financially for retirement can help you age with confidenceYes, there are good things about being old, such as increased happiness, less stress, better marriages and deeper friendships. You seldom hear that: People...

Black Friday and Cyber Monday are two of the greatest days to score deals for holiday shopping. Unfortunately, with amazing deals plentiful, some scammers use these days to take advantage of shoppers looking for the greatest bargains...

A list of things to consider as you think about year-end charitable donationsWith its family traditions and festive celebrations, the holiday season is the most wonderful time of the year. And according to GivingTuesday.org, the giving...

From fluctuating gas prices to market volatility to inflation fears, it may be tough to tune out the noise when trying to gauge how your investments perform. And if you are like most investors, you try to resist the...

We spend billions annually on our pets, so pet planning really is prudentAre you a good pet owner? Owning an animal means more than feeding it and loving it. Pets aren’t cheap, so doing right by Fido or Tabby involves financial...

The annual approach of winter makes autumn an ideal time to bring in fun decor elements like fluffy throws and pillows, candles, and warm autumnal colors. Follow these tips to make your home the coziest it can be.ADD LAYERS AND...

You have probably heard about financial planning and its potential benefits, but you are unsure how to apply the principles to your life. A financial plan is a collection of steps that help you to evaluate your financial condition and...

As cloud storage becomes more common, data security is an increasing concern. Companies and schools have been increasing their use of services like Google Drive for some time, and lots of individual users also store files on Dropbox,...

Those turning 65 this year have a 7 in 10 chance of needing long-term care (LTC) at some point.1 With the cost of a private room in a nursing home now topping $100,000 per year, the thought of paying this — or for a loved...

For many, autumn is the best time of year. The return of cool breezes, comforting foods, and pumpkins can be invigorating. It’s also a bookmark of sorts, especially for your finances—a perfect time to take stock of your...

The terms Medicare and Medicaid are similar sounding names; however, these programs serve very different needs. Medicare is a health insurance benefit program for those aged 65 and older and others with certain disabilities. Medicare...

Being an educator requires expertise and that you stay current on developments in your field. However, that level of ongoing attention can make it difficult to find the time to stay on top of issues that affect your finances, or to put...

Each year, the U.S. Department of Education distributes more than $150 billion in grants, loans, and work-study awards to millions of college students. With these financial aid programs, tuition, room and board, books, and other...

A powerful two-day stock rebound cemented a positive week for investors as a new trading month began.The Dow Jones Industrial Average rose 1.99%, while the Standard & Poor’s 500 added 1.51%. The Nasdaq Composite index increased 0...

Small businesses face many problems related to their size, capital, and capability, and for women-owned small businesses, the challenge is sometimes even greater. The good news is there are many professional organizations out there...

Rising recession fears and uncertainty in the bond and currency markets sent stocks to new 2022 lows last week.The Dow Jones Industrial Average declined 2.92%, while the Standard & Poor’s 500 slumped 2.91%. The Nasdaq Composite...

Last week, Fed Chair Powell said the U.S. would not tame inflation without economic pain. This week heightened recession fears and sent stocks broadly lower.The Dow Jones Industrial Average dropped 4.00%, while the Standard &...

A hotter-than-expected inflation report sent stocks sharply lower last week as investors faced the prospect of more aggressive interest rate hikes by the Federal Reserve for perhaps a longer period. The Dow Jones Industrial Average fell...

In a holiday-shortened week of trading, stocks posted healthy gains despite more tough talk on monetary policy from Fed officials.The Dow Jones Industrial Average rose 2.66%, while the Standard & Poor’s 500 gained 3.65%. The...

The overhang of Fed Chair Powell’s Jackson Hole speech the previous week carried over into last week as investors recalibrated stock valuations amid a seemingly more assertive monetary policy stance.The Dow Jones Industrial...

A comprehensive sell-off on Friday following comments by Fed Chair Jerome Powell drove stocks to losses for the week.The Dow Jones Industrial Average tumbled 4.22%, while the Standard & Poor's 500 dropped 4.04%. The Nasdaq Composite...

Stocks tumbled on Friday, sending stocks to a weekly loss after an otherwise quiet August week of trading.The Dow Jones Industrial Average slipped -0.16%, while the Standard & Poor’s 500 lost 1.21%. The Nasdaq Composite index...

An improving inflation outlook buoyed investors’ spirits last week, helping lift stocks to solid gains.The Dow Jones Industrial Average advanced 2.92%, while the Standard & Poor’s 500 rose 3.26%. The Nasdaq Composite index...

Stocks turned in a mixed performance last week as investors struggled with headlines suggesting that the Fed was unlikely to soon ease up on its current monetary tightening policy.The Dow Jones Industrial Average slipped 0.13%, while...

Undaunted by another Fed rate hike and news of a contracting economy, the stock market rallied last week on better-than-expected corporate earnings.The Dow Jones Industrial Average increased 2.97%, while the Standard & Poor’s 500...

A record-high inflation report, the prospects of a more aggressive Fed, and growing recession fears sent stocks lower– though losses were pared by a Friday rally.The Dow Jones Industrial Average slipped 0.16%, while the Standard...

Stocks moved lower last week as recession fears deepened following a Fed hike in interest rates and weak economic data.The Dow Jones Industrial Average fell 4.79%, while the Standard & Poor’s 500 dropped 5.79%. The Nasdaq...

A higher-than-expected inflation report triggered a sell-off on Friday, leaving stocks in the red for the week.The Dow Jones Industrial Average lost 4.58%, while the Standard & Poor’s 500 dropped 5.05%. The Nasdaq Composite index...

In a holiday-shortened week of volatile trading, stocks surrendered some of the previous week’s strong gains.The Dow Jones Industrial Average fell 0.94%, while the Standard & Poor’s 500 declined 1.20%. The Nasdaq Composite...

Stocks posted solid gains for the week, buoyed by the release of Fed meeting minutes and upbeat earnings from mid-size and discount retailers.The Dow Jones Industrial Average jumped 6.24%, while the Standard & Poor’s 500 advanced...